Can a non-US based investor (foreigner) get mortgage loans in the United States of America to purchase Real Estate property? Yes, the U.S. has some of the friendliest Real Estate laws towards foreigners.

Are you looking to purchase a home or piece of real-estate in the United States? Are you coming from overseas to purchase your new home? We provide a Foreign National Home Loan program for non-US based investors (foreigners) who lack residency or credit history in the U.S. but are looking to purchase a primary residence or investment property.

This program helps open up opportunities for aspiring foreign homeowners to get approved for a mortgage, regardless of their lack of US credit.

In fact, At Shine Sells Atlanta, this is one of our most popular loan Programs, it features friendly terms that are favorable to foreign nationals.

Watch the video below to better understand the pros, cons and features of this Loan Program.


No U.S. citizenship, residency or visa required.

No U.S. credit score required.

No U.S. social security number required.

Borrow up to 65% of the value of the home.

Put down 35 – 40% cash as down payment.

6 – 7% interest rates.

20 and 30 year repayment terms available.

30 – 40 days to close.

Single family residences, townhouses and condos are eligible.

Loan amounts from $150,000 up to $3,000,000 (three million).

Must be able to prove that you’re living in another country and earn your income from that country.

Our Loan Program is available to foreigners that are looking to purchase in any of these thirty (30) U.S. states namely:

Alabama, California, Delaware, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Missouri, Mississippi, North Carolina, New Hampshire, New Jersey, New Mexico, New York, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, West Virginia, Wyoming.


Click here to fill out the application form:

Be sure to write “Non-US Resident Loan” in the memo/comments section.

To complete the application, we will need a copy of your International Passport and bank statement(s).